Instant Access Personal Savings Account

It’s great to save and see your money grow. Not so great if your savings are locked away when you need them.

If you think you might need to dip into your savings at short notice, our Instant Access Savings Account lets you do just that.

Instant Access Savings Account

Earn 1.35% interest AER* variable effective from 1st April 2023
The rate will become 1.55% AER* variable effective from 9th June 2023
Easy Access to your money
Great way to build your savings with lump sums and regular payments
Online and telephone banking
UK Customer Service Team

AER stands for Annual Equivalent Rate. It illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different savings accounts. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.